Why would you want to refinance?

Refinancing your home can have many different advantages.  The most popular reason people refinance is to replace their current mortgage with a different loan that has a lower interest rate, a lower monthly payment, or a shorter term.

There are many other good reasons to consider refinancing your home, including:

• Convert your Adjustable Rate or Ballon Note into a long-term fixed-rate loan
• Consolidate your high-interest consumer debt into one low monthly payment
• Build an addition on your house, remodel the kitchen, finish the basement, or any other major home improvement project
• Pay off judgments, collections, tax liens, and other costly encumbrances on your credit report
• Buy out of Chapter 13 Bankruptcy long before your scheduled discharge date
• Division of assets in a divorce
• Pay for college tuition
• Buy a second home or investment property
• Get the sports car or boat you've dreamed about
• Re-balance your assets & debts to maximize retirement savings
• This list could go on and on...

You've worked hard to build the equity in your home - refinancing is a great way to access that equity and make it work for you.  Keystone Funding Group offers a wide variety of refinance loans so that we can help make your plans for the future become a reality.

When to Refinance: If you'd like to lower your monthly mortgage payment, this article gives you some financial advice about when refinancing may be beneficial for you

Refinancing Options: Learn about some of the different options that may be available to you if it's time to refinance

Financing Closing Costs: Learn about how financing your closing costs on a refinance will help keep your cash in your pocket

Eliminating PMI: Getting rid of PMI is a great way to reduce your monthly mortgage payment, but you don't necessarily need to refinance in order to realize this savings

Second Mortgages: Access the equity in your home to consolidate high-interest credit card debt, pay for college tuition, buy an investment property, get the exotic sportscar you've always wanted, or any number of other things - with possible tax advantages

Home Equity Line of Credit or Home Equity Loan: Learn about the two different types of second mortgages to figure out which is best for you